For iPhone, iPad and Apple Watch

Every UPI payment, logged by itself.

Paisa reads the SMS your bank already sends and files each payment under the right category. No typing. No bank login.

Works with SBI, HDFC, ICICI, Axis, Kotak, Federal and more

Set up once. Then forget it.

One Shortcuts automation and Paisa logs every payment the moment your bank texts you.

1

Pay as usual

GPay, PhonePe, any UPI app, card or ATM. Nothing changes.

2

Your bank texts you

“A/c XX4821 debited by ₹120 to CHAYA KADA.” The SMS you already get.

3

Paisa logs it

Amount, shop, category and account, saved in a second. You get a quiet note.

Paisa Insights screen with spending by category

See where your money really goes

Spending by category and by day, compared with last month.

  • Monthly budgets with a nudge at 80%
  • “Left to spend today” on your Lock Screen and Watch
  • A shareable month report and year in review
Paisa Plan screen with bills and dues

Never miss a bill or card due

Rent, EMIs, subscriptions and credit card statements, with reminders before each one is due.

  • Bills are ticked off when the payment SMS arrives
  • Card statements read straight from your bank's SMS
  • Loans: what's left, when it ends, what prepaying saves
Paisa group balances for flatmates

Split costs, get paid back

Split a dinner or run a flat's shared costs. Paisa notices when your friend's UPI payment arrives.

  • Groups for flatmates and trips
  • The fewest payments to settle up
  • Savings goals and a cash wallet

Set up in about a minute

A real recording of every tap on iOS 27. Inside the app, the same video plays in your language with a natural voice-over.

Paisa only looks at messages with “A/c” or “Bank” in them, and skips OTPs, offers and anything that isn't a payment.

Made for India, in 13 languages

The whole app, its notifications, Siri replies and the setup video.

Englishहिन्दीবাংলাमराठीతెలుగుதமிழ்ગુજરાતીاردوಕನ್ನಡଓଡ଼ିଆമലയാളംਪੰਜਾਬੀঅসমীয়া

Your money stays yours

Paisa has no account and no server. It never sees your bank login, and nothing is sold, shared or tracked.

Read the privacy policy
  • On your iPhone. Payments are stored on your device.
  • Private iCloud, if you choose. Sync uses your own iCloud, which only you can read.
  • No OTPs, no passwords. Paisa ignores them and never asks for bank details.
  • Face ID lock. Keep Paisa private from anyone holding your phone.

Stop typing in your expenses.

Paisa is coming soon to the App Store for iPhone, iPad and Apple Watch.

Get notified · Contact us